Thursday, March 26, 2009

House Hunting sooo much fun

We have really started to out grow our little but not so little two bedroom duplex.. i love it i have a yard a basement a garage its great.. its just two bedrooms though. so i love living in valmeyer and i love the school and/or monroe county schools.. so i do not want to move form the county. i would rather not move from my little town at all. we have an apt to go look at two story spacious three bedroom house for rent her in my town yay!!! but the only catch is the rent is very steep... like 3 hundred more than what we pay here! yikes and not to mention its a two story two and half bath so my utlities will prolly go up as well. but it was built only two years ago so its a little more effeicent i'm sure. plus i can deal with windows open and space heaters a little to cut back on costs.. i know how be thirfty but damn i don't want to be strugglin in the winter when the tattoo shp slows down.. but its rent with opition to buy which is awesome since our credit needs some work and it gives us alittle time to get things in order..which is perfect for us right now. it has the space we need really bad.. i'm just really on the fence about it. i'm scared of bitting of more than i can chew.. baby will be here in july so we are going to cramped.. can't get a homeowner loan just yet.. and i can't really find too many rental propeties in my area or that are much cheaper any way.. pretty much going rate for any 3 bedroom or bigger house is about the same in rent anywhere........ aaaaaaaaaaahhhhhhhhhh i'm confused..... Help need advice please!!!

Wednesday, March 11, 2009

oops

so it looks like we are thinking pink after all.. after monday's 20 week ultrasound and pretty clear shot of a vagina we are proudly having our 2nd (but 4th) girl horray for us! i really wanted a boy and was kinda bummed but then i realized how blessed i was for being healthy and able to have children of my own.. the baby is healty too.. so that is all that matters.. whats crazy is my husband and i decided that we are still not done.. we know we know we are crazy..we have heard it all trust me.. but neither one of wants to get fixed lol so we will one day try again.. who know when but we will..no names picked out at all so we are going to be trying to find one we have 19 weeks to go... and i know time goes by so fast!!! we need a bigger house badly we rent a two bedrom duplex which is nice but we really need more space.. we have been looking around at houses we found one we liked and it got sold then we found out from our lender that we can not get aproved for very much right now.. thanks to good old self employment and the way file our taxes we try to catch a break but unfourtanley (can't spell sorry) when trying to buy a home it does not look good on paper so we have some credit to clean up and credit scores to raise and we might be able to pulll through by this fall and still end up getting the $8,000 tax credit if not we have file our taxes straight up for 2009 and let them see what we really make and get a better loan after next year.. i'm not sure what we are going to do in this little place with all these kids...

keep us in your thoughts and prayers as we we make it through all this stuff.. i'm happy we have our buisness and his job i'm thakfull for my family and our health i pray each day i can be here growing old for my kids.. life is great not perfect.. so i'll sit back and enjoy it all..